The key goal of cryptocurrency is to move items as smoothly as possible between the two groups.
When you pay by credit card, there may be multiple intermediaries or third parties involved in the transaction. They ensure that the buyer is creditworthy and the seller can accept the transfer.
Cryptocurrency wallets eliminate these middlemen, which removes transaction fees. This advantage is often discussed in relation to international payments.
And yet, commissions may apply on some exchanges when making transactions with cryptocurrencies.